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Intro to Investing

Intro to Investing

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Here's how Intro to Investing aligns with curriculum standards in Connecticut. Use the filters to change the location, set of standards, and grade level.

Financial Literacy Standards

9.1: Earning Income

12.8: Interest, dividends, and capital appreciation (gains) are examples of unearned income derived from financial investments. Capital gains are subject to different tax rates than earned income.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Intro to Investing
12.8.a: Explain the difference between earned and unearned income.

9.3: Investing

12.1: A person's investment risk tolerance depends on factors such as personality, financial resources, investment experiences, and life circumstances.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Intro to Investing
12.1.a: Give examples of factors that can influence a person's risk tolerance.
12.1.b: Discuss how a person's risk tolerance influences their investment decisions.

12.2: Investors earn investment returns from price changes and annual cash flows (such as interest, dividends or rent). The nominal annual rate of return is the annual total dollar benefit as a percentage of the beginning price.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Intro to Investing
12.2.a: Describe the different types of annual cash flows that can be received by investors.
12.2.b: Compare nominal annual rates of return over time on different types of investments, including cash flows and price changes.
12.2.c: Explain why assets that do not produce income or are exposed to large price fluctuation (such as collectibles, precious metals, and cryptocurrencies) are described as speculative investments.

12.3: Investors expect to earn higher rates of return when they invest in riskier assets.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Intro to Investing
12.3.a: Discuss the advantages and disadvantages of investing in riskier assets.
12.3.c: Explain why the expected rate of return on a value stock or mutual fund is likely to be lower than that of a growth stock or mutual fund.

12.8: Tax rules affect the rate of return on different investments, and can vary by holding period, type of income, and type of account.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Intro to Investing
12.8.a: Compare tax rates paid on interest income versus short term and long-term capital gains.
12.8.b: Describe the advantages of investing through a tax deferred account such as an IRA or 401(k) versus a taxable account.