See all 9th-12th Grades Standards
Saving Money

Saving Money

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Here's how Saving Money aligns with curriculum standards in Connecticut. Use the filters to change the location, set of standards, and grade level.

Financial Literacy Standards

9.2: Spending

12.1: A budget helps people achieve their financial goals by allocating income to necessary and desired spending, saving, and philanthropy.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Saving Money
12.1.a: Identify their short-term and long-term financial goals.

9.3: Investing

12.2: Investors earn investment returns from price changes and annual cash flows (such as interest, dividends or rent). The nominal annual rate of return is the annual total dollar benefit as a percentage of the beginning price.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Saving Money
12.2.c: Explain why assets that do not produce income or are exposed to large price fluctuation (such as collectibles, precious metals, and cryptocurrencies) are described as speculative investments.

12.4: Because inflation reduces purchasing power over time, the real return on a financial asset is lower than its nominal return.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Saving Money
12.4.c: Find the current rate paid on CDs at a bank and calculate the expected real rate after inflation.